Adult AI girlfriend apps in October 2026: five 18+ companions checked

Published · Updated

Key takeaways

  • Top score among these five: GirlfriendGPT, 8.5/10.
  • An 18+ switch exists at GirlfriendGPT and Nectar AI, Swipey AI has none, and Lovescape lists “NSFW mode” as a Premium feature.
  • Age checks are a click or a tick box: none of the five asked me for an ID.
  • Statement names: “NDAI.CHAT” at GirlfriendGPT, “Nectar Vixen AI” at Nectar AI, “S LABS INC” at Secrets AI.
  • Swipey AI names its charge three ways: a neutral name, “SWIPEY.AI or INVAI LTD,” and “Swipey AI” on the payment page.
  • For scores across all apps, see the main AI girlfriend ranking.

Quick comparison

The table shows how each app separates 18+ content, how it checked my age, and what it said would appear on a bank statement.

Adult AI girlfriend apps, 10/14/2026 to 10/17/2026
App Score 18+ mode Age check Statement name Checked Link
1. GirlfriendGPT 8.5/10 Off by default, “Confirm your age” to switch on Tick box at sign-up NDAI.CHAT (checkout) 10/17/2026

Visit GirlfriendGPT

2. Lovescape 7.6/10 “NSFW mode” listed in Premium You confirm 18+ when you sign up A “neutral” name, not named 10/14/2026

Visit Lovescape

3. Secrets AI 7.5/10 Not checked yet (needs a test account), as of 10/14/2026 “Yes, I am 18+” button on opening S LABS INC (FAQ) 10/16/2026

Visit Secrets AI

4. Nectar AI 7.2/10 “Allow NSFW” on for a new account “Adults Only” window with “I’m over 18” Nectar Vixen AI (checkout) 10/16/2026

Visit Nectar AI

5. Swipey AI 7.1/10 No switch in its settings One-click 18+ window Swipey AI (payment page) 10/17/2026

Visit Swipey AI

Cancellation, refunds, and data rules for each app are in the seven-block fine-print table. Prices at GirlfriendGPT, Nectar AI, and Swipey AI were seen from Tanzania, not from a US connection.

How we ranked these apps

Every app gets the same score, and one of its six parts covers age checks and content rules. That part looks at how the app confirms you’re 18 or older and what its rules ban, as each app’s own pages and my test account show it. The full scale is in the scoring method.

Apps with a score of 7.0 or more come first, in the order of their scores, and the rest follow alphabetically. Whether a company pays us a commission or nothing at all doesn’t move a single row.

1. GirlfriendGPT

Score 8.5/10 · Reviewed 10/17/2026

GirlfriendGPT keeps 18+ content off until you ask for it. A new account starts on SFW, and switching brings a “Confirm your age” window with “Go back” and “I’m over 18.”

GirlfriendGPT’s Confirm your age window, shown before 18+ content is switched on. Screenshot taken 10/17/2026.

Sign-up asked for a ticked “I confirm that I am 18 years old or older” box after the email code, in a session from Tanzania on 10/17/2026. From a US connection on 10/14/2026, the site showed no age window before sign-up.

The checkout said the charge appears as “NDAI.CHAT.” Deleting the account takes up to 30 days, and you can restore it through Discord in that time. Each chat opens with a note that it’s “AI-driven, fictional roleplay.”

  • Chat quality and memory: 9.5/10
  • Price and free plan: 10.0/10
  • Characters and customization: 6.0/10
  • Images, voice and video: 6.5/10
  • Billing, privacy and cancellation: 8.8/10
  • Age checks and content rules: 10.0/10

Visit GirlfriendGPT

2. Lovescape

Score 7.6/10 · Reviewed 10/17/2026

Lovescape asks you to confirm your age when you create the account. Its sign-up window says, “By entering and using this website, you confirm you’re over 18 years old and agree to the Terms of Use.”

Lovescape’s plan page, where “NSFW mode” is listed among Premium features. Not seen from a US connection. Screenshot taken 10/16/2026.

Premium lists “NSFW mode” among its features, so 18+ content sits behind a paid plan. In some regions, such as the UK, Lovescape adds stronger checks, from an ID to a video selfie, per its own pages.

A site-wide notice says the conversations are AI-generated and the characters fictional. Lovescape promises a “neutral” statement name without saying what it is. I haven’t been able to test the chat yet.

  • Chat quality and memory: no result yet
  • Price and free plan: 2.5/10
  • Characters and customization: 2.0/10
  • Images, voice and video: 3.5/10
  • Billing, privacy and cancellation: 5.0/10
  • Age checks and content rules: 7.5/10

Visit Lovescape

3. Secrets AI

Score 7.5/10 · Reviewed 10/16/2026

Secrets AI opens with an age window before anything else. On a phone on 10/16/2026, it read “You must be at least 18 years old to use Secrets,” with “Yes, I am 18+” and “No, I am not.”

Secrets AI’s store page. Not seen from a US connection. Screenshot taken 10/16/2026.

Its Terms describe a service for a territory that excludes places where the content is illegal or “subject to age verification measures.” I couldn’t check from a US connection whether the site blocks those places.

The statement name is “S LABS INC,” per its FAQ. Deleting the account removes your profile and chat history right away, and the Privacy Policy lists model training among the uses of your data, with no opt-out.

  • Chat quality and memory: no result yet
  • Price and free plan: 6.3/10
  • Characters and customization: 2.5/10
  • Images, voice and video: 3.0/10
  • Billing, privacy and cancellation: 10.0/10
  • Age checks and content rules: 5.0/10

Visit Secrets AI

4. Nectar AI

Score 7.2/10 · Reviewed 10/16/2026

Nectar AI opens with an “Adults Only” window and two buttons, “I’m over 18” and “Leave site.” After that click, my new account on 10/16/2026 had “Allow NSFW” switched on, and the switch sits under Preferences.

Nectar AI’s checkout names the charge “Nectar Vixen AI.” Seen from Tanzania. Screenshot taken 10/16/2026.

The checkout named the charge “Nectar Vixen AI,” close to the app’s name. Account deletion sits in Settings, with a warning that it can’t be undone.

Its moderation stays on with 18+ switched on: the Terms say the company uses “both automated filters and human review.” I saw no “you’re talking to an AI” label in the chat.

  • Chat quality and memory: 9.5/10
  • Price and free plan: 6.3/10
  • Characters and customization: 6.0/10
  • Images, voice and video: 4.0/10
  • Billing, privacy and cancellation: 8.8/10
  • Age checks and content rules: 5.0/10

Visit Nectar AI

5. Swipey AI

Score 7.1/10 · Reviewed 10/17/2026

Swipey AI opens with a window headed “Swipey Contains Adult AI Content” and two buttons, “I’m 18+ — Show Me the Magic” and “I’m under 18 — Take Me Out.” Its settings had no 18+ switch at all.

Swipey AI’s payment page says the charge shows as “Swipey AI.” Seen from Tanzania. Screenshot taken 10/17/2026.

The statement name changes by page. The pricing page promises a neutral merchant name, the help center says “SWIPEY.AI or INVAI LTD,” and the payment page said “Swipey AI.”

Deleting the profile is permanent, and the same email can’t sign up again for 48 hours. The newsletter box in my new account’s settings was already ticked.

  • Chat quality and memory: 9.5/10
  • Price and free plan: 6.3/10
  • Characters and customization: 6.0/10
  • Images, voice and video: 4.0/10
  • Billing, privacy and cancellation: 7.5/10
  • Age checks and content rules: 7.5/10

Visit Swipey AI

What “adult” means on these apps

On these apps, “adult” means 18+ chat and media behind an age step, with rules on what you can’t make. The age step is self-declared everywhere I looked: a click, a tick box, or a statement at sign-up.

Every one of the five bans sexual content involving minors in its rules. Nectar AI, Swipey AI, Lovescape, and Secrets AI also ban content showing real people without consent, and GirlfriendGPT bans explicit images of real people. None of these sites has an app in the App Store or Google Play, so they all run in the browser.

Apps we left out (and why)

A few apps are left out for good, with the reason and a dated source, on our page of apps we don’t recommend. Apps without a partner program aren’t covered.

How to choose an adult AI girlfriend app

Choose by how the app handles the parts that follow you: the statement name, the age step, and what you can delete. Then compare free plans and prices.

What we checked

  • Test accounts: Nectar AI (10/16/2026), GirlfriendGPT and Swipey AI (10/17/2026), from a session in Tanzania: age step, 18+ settings, checkout up to the payment page.
  • Secrets AI: opening window checked on a phone on 10/16/2026. Lovescape: sign-up window and plan page, 10/14/2026.
  • Not checked: test accounts at Lovescape and Secrets AI, and any paid month.

FAQ

What makes an AI girlfriend app adult?

An adult app allows 18+ chat or images and puts an age step in front of them. Some add a switch: GirlfriendGPT starts new accounts on SFW and asks you to confirm your age before switching, while Nectar AI starts with “Allow NSFW” on. Swipey AI had no switch in its settings, and Lovescape lists an “NSFW mode” among its Premium features.

Do adult AI girlfriend apps check your age?

Most ask once and take your word for it. Nectar AI and Swipey AI asked for one click, and Secrets AI showed a yes or no button. GirlfriendGPT asked for a ticked 18+ box after the email code, in a session from Tanzania on 10/17/2026. None of them asked me for an ID.

What shows on your bank statement?

Usually a company or variant name instead of the app’s name. GirlfriendGPT’s checkout named “NDAI.CHAT,” and Nectar AI’s named “Nectar Vixen AI.” Secrets AI’s FAQ names “S LABS INC.” Swipey AI’s pages give three answers, from a neutral name on its pricing page to “Swipey AI” on its payment page.

Can you delete your chats from these apps?

Yes, though the scope differs. Nectar AI’s account deletion in Settings warns that it can’t be undone. GirlfriendGPT deletes an account within 30 days and lets you restore it through Discord in that time. Swipey AI blocks your email from signing up again for 48 hours, and Secrets AI says deletion removes your chat history right away.

Are adult AI girlfriend apps free?

They have free tiers, but 18+ media is paid everywhere I looked. Nectar AI’s free account answered 15 messages on 10/16/2026, and GirlfriendGPT’s and Swipey AI’s answered 10 on 10/17/2026. Secrets AI lists 20 messages a day with no images. Our main ranking compares the free plans in more detail.