AI girlfriend generators: 4 we checked on free pictures, price, and rules

Quick comparison

The table shows, tool by tool, whether you can get a picture of your own character and what more pictures cost, as of 10/16/2026.

Cancel steps, statement names, and data rules for three of the four are in the fine-print index we keep updated.

How we’ll rank these apps

A generator’s score starts with picture quality on safe prompts: the same SFW requests in every tool, graded side by side. None of these four has gone through that test, so there are no scores and no places yet. The rest of the scale is described in how we check every app.

Until the grades are in, the table runs in alphabetical order. Whether a company pays us a commission or nothing at all doesn’t move a single row.

Creamify

Creamify is a standalone AI image and video service, not a chat app. You don’t build a companion with a personality there. Its home page sorts generations into categories such as “Realistic,” “Video,” and “Scene.”

Pictures cost coins from prepaid packs, and the Terms say a pack doesn’t start a subscription. Promo coins for new accounts exist, but Creamify doesn’t say how many, and pack prices show only after sign-up. Its Terms ban uploading photos of real people and generating any identifiable real person.

Creamify has no review page of its own on this site, and this section is everything we publish about it.

Lovescape

Lovescape lets you create characters before you pay, per its own blog, and it charges “chips” for pictures. The free account, its blog says, covers signing up, creating characters, and “some generation,” without a number.

On paid plans, the monthly chip allowance runs from 600 on Premium to 3,000 on Creative PRO, which also removes the watermark from downloads. The Help Center says each picture shows its chip cost before it’s made, and that only subscribers can buy more chips.

Nectar AI

Nectar AI includes one custom companion and a daily picture allowance on its free plan, per the plan data its pricing page loads. The free allowance is 10 generations a day, Premium lists 100 a day, and Pro lists unlimited generations in HD.

I read those numbers from the page data, not from a test account, because the plans appear only after sign-in. Nectar AI publishes no price per picture, since it counts generations per day.

Secrets AI

Secrets AI keeps pictures for paying members and prices each one in “Moments.” Its wiki lists 50 Moments per picture, 100 for 2K, and its Premium plan adds 8,000 Moments a month. Free accounts get no Moments.

The Ultimate plan adds “Personas & advanced customization,” per the store page. I haven’t seen Secrets AI’s character builder in a test account, so I can’t say yet how much control it gives over a picture.

Apps we left out (and why)

I left out every generator built on a real person’s photo. One tool we checked allowed that in its Terms, and it’s listed with the reason on our page of apps we don’t recommend. Generators without a partner program aren’t covered.

How to choose an AI girlfriend generator

Pick a generator by what you want from it: one picture of a character you design, a stream of pictures inside a chat, or short clips. Count what the free plan includes before you pay for credits.

• To design the character step by step first, read how character builders work.
• For a drawn style, see anime AI girlfriend apps.
• For moving pictures, see AI girlfriend video tools.

What we checked

• Nectar AI: free account opened 10/16/2026, message limit reached before a picture.
• Creamify: age window and Terms checked 10/16/2026, no account.
• Plan pages, help centers, wikis, and Terms of all four read 10/14/2026 to 10/16/2026.
• Not checked: picture quality on safe prompts, and the builders of Lovescape, Nectar AI, and Secrets AI.

How we score → · Fine print compared →

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